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5. The legal analysis of any situation depends on a variety of factors that cannot be properly represented or accounted for on a web page. The information on this page is therefore intended as general information only and is not intended to serve as legal advice or as a substitute for legal counsel. Please send any comments or suggestions to Frank D McIntyre, e-mail: ffdm@fmesq.com; phone: (908) 264-7220; or write: 316 East Broad Street, Westfield, NJ 07090